giggzy.com · community prize fund

Your neighbor escapes a 400% loan. You might win $10,000.

Giggzy is a community fund. Your dollars stay yours — every one buys a ticket in the monthly prize drawings, and while it sits, it funds fair small loans for people trapped on the payday treadmill. Need your money back? Withdraw any time.

Every $1 stays a $1. Always.
Tickets never expire, never lose value, and can be withdrawn whenever you need them.

How it works

No fine print tricks. Four steps, and your money never stops being your money.

Put in dollars

Every dollar buys one ticket. $25 minimum so fees never eat your entry.

Wait one month

Tickets enter the drawings after they've been held a full month. Patience is the only price.

Win prizes monthly

$1, $10, and $100 prizes every month — plus a growing shot at the $10,000 grand prize.

Fund the mission

While your money sits, a quarter of the fund makes fair loans to neighbors escaping 400% payday debt.

Three ways to join

Pick how much of your winnings you keep. Change your mind any time.

Full ticket

Play it all

Every prize tier is yours — the monthly $1s, $10s, $100s, and the grand prize.

  • All four prize tiers
  • Withdraw any time
Grand prize only

Swing big

Skip the small stuff. Your small-prize share strengthens the fund; you keep your grand-prize shot.

  • $10,000 drawing entry
  • Withdraw any time
Donated ticket

Give it forward

Your tickets still win — but every prize converts into more donated tickets, growing the loan fund forever.

  • All wins recycle to the mission
  • A gift that compounds

Where the money sits

The fund is built like a savings account, not a casino: 45% in certificates, 25% in an index fund, 5% in cash for withdrawals — and 25% in community loans at fair rates, the part that fights the payday lenders directly. Prize money comes from what the fund earns, topped up by the founder's guarantee in year one.

Pledge your spot

Giggzy is in its founding round. Pledges reserve your tickets and your place in line — no money moves until the fund opens, and you'll confirm before a single dollar does.

A pledge is a reservation, not a payment. Giggzy will never ask you to send money by Venmo, gift card, or wire. When deposits open, they'll move by bank transfer with written terms you approve first.

No tickets yet

Pledge your spot and your tickets will appear here with their drawing countdown.

Hey 👋

Founding member
Your tickets
0pledged · $1 each
Eligible now
0in the next drawing
Waiting
0held under one month
Your mode
—change any time

Countdown to eligibility

BatchTicketsPledgedEnters drawingStatus

Pledged tickets convert to funded tickets when deposits open — you'll confirm first. Drawing dates shown assume the fund opens on schedule.

Founder's runway

The shortest honest path from pledges to live deposits. Three steps, then the deposit button turns on in a system that's already running.

1
Form the entity — this week

Indiana LLC (or nonprofit, if the mission leads): ~$100 filing, one afternoon. From this moment the fund is Giggzy's liability, not yours personally.

2
One attorney consult — this month

A securities-and-consumer-finance attorney, one engagement: is this a savings promotion, a Reg CF raise, or a credit-union partnership? Bring the planning model and the pledge count — they do most of the talking.

3
Open the money rail — when 1 and 2 clear

ACH via a processor (0.8% capped at $5), or free member transfers through a credit union partner. No card networks, no Venmo, nothing that profits the institutions this fund exists to route around.

The one hard rule: no real dollars move until steps 1–3 are done. Pledges are the proof of demand that makes every one of those conversations easier — collect them loudly, collect money not at all.